From the founder’s desk

Writing

A decade of essays on money, freedom, and living life by design — now published on Substack as GYFG’s Substack. The thinking behind the Ledger, in long form.

If Money Were No Object

You can divorce your decisions from the dollars.

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HSA Tax Savings Essay

In my Tax Strategy Is a Guaranteed Return essay, I made the case that tax savings are a guaranteed return — and that every dollar you keep from the IRS is a dollar you can redeploy into assets that compound.

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What Happens When Robots Come Home?

A conversation about robots, post-scarcity, capitalism, and what humans do when machines can do more of the work.

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Tax Savings Series - Installment #3

Direct Indexing - A Smarter Version of Index Investing (With a Tax Loss Harvesting Strategy Most Investors Miss)

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Will AI Take Our Jobs - Or Free Us to Do Better Work?

A conversation about work, purpose, capitalism, and the hopeful path through the AI transition.

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What This Substack Is About

So you can decide if it is right for you.

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The Inverse Prompt

If we wanted to lift an entire generation with AI, what would we do?

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Tax Savings Series - Installment #2

The Augusta Rule: Business Deduction & Tax-Free Rental Income

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The Engine of Wealth

Why Income Is the First Lever of Financial Freedom (and How Earn, Save, Invest - and Build - Create Exponential Wealth)

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Adversity is an Advantage

Why the Worst Parts of Your Story Might Be Your Greatest Asset

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Tax Savings Series - Installment #1

Real Estate + Bonus Depreciation

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Write the Letter. Change the Decade.

The Most Powerful Exercise I’ve Ever Done for Designing My Life

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